The world is geared in such a way that it’s difficult to hold on to our money…
Everyone is after money—our money, their money, everybody’s money— because of greed and because they never have enough. They spend years in higher education, in colleges and universities, to master the art of finding ways to get our money with such ease. They have become experts in their field and their field is to find more ways for our money to escape from our wallets faster and faster.
The funny thing is, there is a collaboration between the financial institutions and the commercial world to create more wants than needs. People, in general, are innocent and ordinary. The majority works hard to try to have a life without paying too much attention to the details…and that is when it happens….
I remember when banks were not so greedy. They made it easy and a pleasure to bank with them. Now it’s all about them making more and more billions in profits every year. They charge for every little detail, and we are not done yet, because they have their geniuses looking for ways to get every hard-earned dollar from our bank accounts into theirs—the latest being that, with every transaction at the ATM, if you want a receipt, there is a charge of one dollar.
The government raises taxes, and if you don’t have a good accountant, you are doomed. There is a well-organized plan to find ways for our money to fly into someone else’s nest. Therefore, people will never get out of debt unless they get smart, spend less, and save more. As the saying goes, “A penny saved is a penny earned.”
How about our young ones? Do you think there is more we can do to educate them about money matters, to help them manage their resources, money, time, and so on? I don’t think we do enough to prepare our young people for life and its money challenges!
We teach them history, the arts, geography, economics, and so on. Please, don’t get me wrong, these subjects are important, but I feel it’s more important to teach them practical and smart ways to deal with their personal finances, starting from when they’re young and into their teen years.
It would make such a huge difference in their lives. It would determine how successful they are going to be…or not.
But here is the question: Who is responsible for this task—the school system or the parents? Why do we as parents depend on others, such as schools, to ready our children for life? Isn’t it our duty to make this happen?
Here is my opinion: Parents care more for their children than anyone else does; therefore, they are responsible for teaching their children about personal finances if the school doesn’t do it. Remember, economics is not the same as personal finance. We have to teach young people to spend less than what they make, a lesson that can prove to be as valuable as gold if it’s put into action! It’s a very simple lesson but a very important one.
I wish I knew more about money management. I wish someone had told me early in life about money and how very important it is to save more and spend less…to pay myself first and then spend the rest with no guilt. Life will never be without its bills and expenses. It is what it is, and nothing is free…well, I’m trying to think what things are free—not too many! The air we breathe is still free, but I don’t know for how much longer!
Money matters. Let us be wise about it so we can have it in times of need!
Litsa with Love!
Spring is an amazing season, a season so bright and colorful with new beginnings all around us and a sense of freedom, the freedom that comes with mild and enjoyable weather. The heaviness of winter is gone and the chance to feel light and free is so pleasant. The opportunity to breathe the fresh air of spring is akin to taking a deep breath, opening your imaginary wings and flying, flying, flying away…. What a dream!
Spring is the time for new beginnings. It’s the time for nature to begin the wonderful task of making us happy, with all its colors and textures and aromas. You see, that is what happens
when you have a good rest—you wake up ready for anything.
Weddings are also a time for new beginnings and all sorts of promises and plans.
From the preparations and the setting to the actual day of the ceremony, it is a race for perfection! So many details, and the colors and textures dance together in our heads to create a magical symphony, just like Spring.
It takes a long time to organize the perfect wedding, so my advice to couples is to enjoy the ride. It gives you a tremendous high to decide all the details—the colors, the fabrics, the flavors. And imagine, you get to do what you like and make your dream a reality, so take your time, and enjoy every moment and every penny you spend (you are going to spend quite a few!).
The invitations set the theme of the
day and give you a guideline to follow. One particular thing I like is the “save the day” notice sent ahead of time—I love that. Many people don’t see the value of that, but I think it’s so necessary for those of us with many engagements.
Decorations in both houses—both the bride’s and groom’s—the week of the wedding are a must. The festive spirit should be alive with flowers and music. Of course, on the day of the wedding, make sure you have plenty of little snacks available for everyone to nibble on. Set the dining table with fine linen and your best plates, silverware, and glasses, and offer champagne to your family and close friends so they can share in your happiness. Maybe they really need it.
Flowers should be placed everywhere. Have an arrangement on the dining table, at the entrance of the home, and in the guest powder room, and remember to follow your color scheme.
Here is a recipe I love:
butter cookies dredged in icing sugar (a very Greek recipe) that you can prepare days ahead and that are as easy as pie to make. I also love to make little fruits from almond paste and place them around the house in nice plates along with chocolate truffles. Champagne, chocolate, and weddings—perfection!
A very important rule is “Leave nothing for the last minute.” Have everything done way before and during the last week, pamper yourself to the point of total relaxation!
Your wedding is a very special day, so please enjoy it and have fun. Remember that you worked so hard for many months to plan it, and don’t forget that you are marrying the person of your dreams. It doesn’t get any better than that!
Pork tenderloin stuffed with herbs, spices and chocolate, you have to try!
What is there to say about Pork tenderloin, a cut of meat so tender and so easy to cook?
I like to use it because it has no fat, no bone and yet it’s so tender, just keep in mind to not overcook, it will dry out and it will be hard.
My favorite way is to marinate and BRBQ, a few minutes each side and it is done.
This recipe is so good, it might look hard, but it’s not, have a look!
It’s a nice change from the ordinary. You can stuff the loin and have it ready; it takes only minutes to cook.